Financial Safety in Cyberspace Exam Quiz Answers

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Financial Safety in Cyberspace Exam Quiz Answers

Question 1: Which crime among the following targets individuals with scams, willing to “invest” their savings and other assets in order to make the promised “Big Bucks”?

• Conversion
• Identity theft
• Extortion
• Fraud against the elderly

Question 2: If you visit an ATM to withdraw funds, you will use the debit card. In what manner, will you enter your PIN in the ATM?

• Ask someone to enter for you
• Disclose to everyone who is standing behind you
• You will make sure that no one is standing too close to you while you transact at an ATM.
• Option a & b

Question 3: Select the toll free helpline number to report cyber crimes in India.

• 1930
• 121
• 191
• 100

Question 4: Smishing is a type of attack done over _.

• Email
• SMS
• WiFi
• Pendrive

Question 5: How can you tell if someone is phishing for your personal information?

• Unusual sender
• Hyperlinks
• Spelling errors
• All of the above

Question 6: If you think someone has misused your personal or financial information, the first thing you should do is:

• Block all of your credit cards.
• Report to the bank that your personal detail is being used by someone.
• Call your friends and family and put them on the lookout for someone pretending to be you.
• Close all your accounts.

Question 7: If you are selling an item on an online selling platform and the buyer is showing interest in the item you are selling & agrees to pay all of the asked amounts. Thereafter, he/she asks you to scan a QR-Code so that he/she can send you money, what will you do?

• Scan the QR code for the payment
• Will not scan the code
• Share Your Banking details or QR-Code to receive the payment
• Can`t say

Question 8: State whether True or False. We should not share the photographs of our Debit/Credit Cards on social media platforms.

• True
• False

Question 9: “Your KYC is Expired”. If you receive such SMS which induces fear, what should be done?

• Immediately call number mentioned in SMS.
• Visit branch to confirm the genuineness of SMS.
• Forward the SMS to your friends/relatives
• Follow instructions and install remote access app in the mobile to complete KYC.

Question 10: What should you do in case an unknown investment application provides very high commission in short time?

• Invest without any due diligence to earn high commission.
• Rely on online reviews blindly to conduct due diligence.
• Refrain from such investments unless scheme is approved by agencies.
• Share the investment scheme with your friends and family.

Question 11: In case of a failed transaction, what is the recommended step?

• Search for customer care number from advertisement or blog.
• Search for customer care number inside application or on official website
• Post query on social media support handles with confidential details
• None of the above

Question 12: Will you use a public WiFi network while logging into any of your accounts having confidential information?

• Yes
• No

Question 13: How to secure your Credit/Debit Cards?

• Ignore notifications and SMS of credit/debits.
• Save debit card details on any untrusted site for discounts.
• Share your card details with anyone over call.
• Set transaction limits on Credit/Debit Cards using mobile app/internet banking.

Question 14: What are the best practices in order to create a secure password?

• Use your date of birth
• Use your name or a family members’ name
• Use the combination of capital letters, small letters, special characters, numbers
• Use your phone number

Question 15: Which of the following is not a mode of account debit?

• AePS
• POS
• IMPS/NEFT
• E-mail

Question 16: Which of the following is not done by cyber criminals?

• Unauthorized account access
• Mass attacks using trojans as botnets
• E-mail spoofing and spamming
• Report vulnerability in any system

Question 17: Which crime involves stealing of personal information such as bank account, & using that information to steal from the person?

• Cyberstalking
• Extortion
• Conversion
• Identity theft

Question 18: If you see an online advertisement which claims to work from home and earn money without any major hurdles, wherein you have to pay a certain amount before joining officially, what will your step be?

• Yes, because could be legit
• Ignore it as it could be a scam
• Confirm from cyber professionals
• Ignore

Question 19: If a high end smart phone is available at ₹500 on an unknown shopping website, what should you do?

• Proceed only after thoroughly verifying the authenticity.
• Everything online is trustworthy. Use credit/debit card and order immediately
• Share the shopping site with friends and family
• None of the above

Question 20: Can a malware/virus be used to hack internet banking?

• Yes
• Internet banking is safe from malware attack.
• I don’t know
• None of the above

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